Saturday, 31 May 2014

My perception about life ... and about me

 Hi...
So many things going around and people are not thinking deep enough before investing money on something.. hmmm...So I wish to express myself here. The reason for me to think 100 times before spending on something and the reason for me to be as humble as possible.....


  • Basically I am a very low profile and down to earth person.for me whatever we have here on earth are just a gift from God and it is not permanent . He can take it away from me at any time.So i have to be grateful for whatever he blesses me with .
  • I don't get jealous of peoples belongings as I know I choose how I live and God knows whats the best for us. 
  • I like to save for future 
  • I am more of a giver. I will buy things for people without focusing on the price but if it is for myself I will think 1001 times before buying it.
  • I don't like unwanted entertainment, I don't spend so much on clothes or make up.i always address to my needs and not to the worlds desire... and I am happy that i grew up like this. 
  • I don't like to be arrogant and show off whatever I have.
  • I am not influenced by the current need for gadgets. It is better for me to have money in the bank rather than buying a gadget and borrow money from people for my use. hahahahah... and some people does that and they are so proud of it.... zzzzzzzzzzzzzzz
  • If people tell me about their trip/ their fancy stuffs I'm not bothered at all... I don't feel the urgency to have it if I really don't need it.
  • People thinks that if ur single u have a lot of money to spent but the truth is I am the type who gives money every month to my family, save for my wedding/ future and invest on insurance and do some charity .. So at the end of the day I will only have a limited amount to spend on myself.
  • If I'm given a choice to buy my dream car

     or to save for my future house

 I'l choose the later. Spending soo much money unnecessarily on a car at this age and with my current salary is a total waste. After all investing in any type of car is NEGATIVE COMPOUNDING!! I will never buy cars because they are fancy or because it is imported brand but solely for domestic use.


  • If I really need to buy my own car it wont be more than 20-25% of my monthly income.
  • If I plan to get married I have to have enough money to run a family post marriage and also for other uses like 'the possibility of getting pregnant, health issues and etc.
  • I am happy that God gave me a partner who thinks like me and who likes to save rather than being a spender. :)

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